Frequently Asked Questions
AMS Title and Closing Services · Escrow & Title · New York, USA
Domestic Services (U.S.)
1) What is an escrow service?
An escrow service is a process where a neutral company like AMS holds funds and documents until all agreed conditions between the buyer and seller are met. It ensures fairness and transparency.
2) Why do I need an escrow company when buying or selling property?
It provides security and confidence. AMS acts as a neutral third party, ensuring funds and documents are handled correctly and released only after all obligations are fulfilled.
3) What is the difference between an escrow company and a title company?
An escrow company safeguards funds and documents during the transaction, while a title company verifies property ownership and issues title insurance. AMS offers both services for your convenience.
4) What documents are required to open escrow?
Typically, a purchase agreement, valid identification, banking details, and any other relevant paperwork. Our team guides you through every step.
5) How long does the closing process take?
Depending on the transaction, it generally takes 30–45 days. AMS works efficiently to ensure a smooth, timely closing.
6) How are my funds protected?
All funds are deposited into regulated trust accounts and released only once contractual conditions are satisfied.
7) Who chooses the escrow company?
Usually both buyer and seller agree together. Either party may select AMS as their trusted escrow partner.
8) What happens if one party fails to meet the agreement?
AMS holds the funds until legal instructions or mutual resolution are provided. Our role is to protect both parties impartially.
9) What is title insurance?
Title insurance protects buyers and lenders from potential legal issues, liens, or ownership disputes on the property.
10) Does AMS provide title insurance?
Yes. AMS Title and Closing Services offers title insurance backed by reputable underwriters, keeping your investment secure.
11) Can I track my transaction status?
Yes. We maintain open communication and provide regular updates throughout the process.
12) Can the closing be completed remotely?
Yes, we offer secure electronic signing and remote closing options where permitted by state law.
13) Does AMS work with real estate agents or attorneys?
Absolutely. We collaborate closely with agents, brokers, and attorneys to ensure a compliant, efficient closing.
14) What are the costs associated with escrow services?
Fees vary by transaction type but are always transparent. AMS provides a detailed cost breakdown before starting.
International Transactions
15) Does AMS offer escrow services for international clients?
Yes. We assist foreign buyers and sellers investing or selling in the U.S., ensuring compliance with all regulations.
16) Can I purchase U.S. property from abroad using AMS?
Absolutely. We coordinate the process remotely, including international transfers, documentation, and agent communication.
17) What currencies are accepted?
We primarily operate in U.S. dollars (USD) but can facilitate other currencies through verified international banks.
18) Can I sign documents while abroad?
Yes. AMS provides secure e-signature and remote notarization options where legally allowed.
19) Does AMS offer bilingual support?
Yes. Our team serves clients in English and Spanish for a seamless experience.
20) What are the benefits of using a U.S.-based escrow company for international deals?
Working with AMS ensures transparency, legal protection, and the reliability of U.S. financial regulations—among the strongest worldwide.